Check your Credit Score for Free

You can get your credit score for free by following the instructions here (http://www.mymoneyblog.com/easy-cancellations-free-fico-score-from-myfico-com.html) if you remember to cancel your trial (which you can do immediately). It's an easy process that should take no more than 5 minutes.

Normally it'll cost you 10 bucks or so to get the number (the official report is free once/year for each of the credit agencies).

If your score is low, order your reports here (https://www.annualcreditreport.com/cra/index.jsp) and dispute any wrongful errors directly with the credit agencies. Tiff and I did that about 5 years ago and bumped her score up 50+ points.